Insurance & Billing

Effective Date: September 14, 2025

At Skinner Auto Glass, LLC, we proudly work with most major insurance companies to make your auto glass repair or replacement as smooth and hassle-free as possible. Below you’ll find details on how we handle insurance claims and billing.

1. Insurance Claims Made Simple

• We accept insurance claims for windshield repairs and replacements through most carriers and third-party administrators (TPAs).

• Skinner Auto Glass, LLC is registered with Safelite Solutions and Lynx Services, two of the primary TPAs used by major insurance companies.

• Our team will help guide you through the claim process and provide the documentation your insurance company requires.

• You are free to choose Skinner Auto Glass, LLC as your repair facility — even if your insurer suggests another provider.

2. Your Responsibility

• While we work directly with insurance companies and TPAs for billing, the customer remains responsible for:

  • Any deductible required under your policy.

  • Any charges not covered or denied by your insurance company.

• If your claim is not approved, you will be responsible for payment under our standard service pricing.

3. Billing Process

• Once your insurance claim is approved, Skinner Auto Glass, LLC will submit billing directly to your insurance company through Safelite Solutions or Lynx Services.

• We may require a signed work order or assignment of benefits (AOB) form authorizing us to bill on your behalf.

• Insurance payments are typically made directly to us. If payment is sent to you in error, you agree to forward the payment to Skinner Auto Glass, LLC promptly.

4. Out-of-Pocket Customers

• Customers who do not wish to go through insurance may pay directly at the time of service.

• We accept multiple forms of payment, including cash, credit/debit cards, checks, Venmo (business payments only), and online invoices via email.

5. Warranty Coverage

• All insurance and out-of-pocket jobs are covered under our Limited Lifetime Warranty, subject to the conditions described at www.skinnerautoglass.com/warranty.

6. Questions About Coverage

• If you are unsure whether your repair or replacement is covered, contact your insurance company or reach out to us.

• We will be glad to walk you through the process and provide a clear estimate before work begins.

7. Contact Us

For questions regarding insurance claims or billing, please contact us:

Skinner Auto Glass, LLC

Phone: (573) 200-8897

Email: skinnerautoglass@gmail.com 

Website: www.skinnerautoglass.com